MSME Loan

MSME Loan

Support your business. Power your growth.
Get flexible financing with our MSME Loan.

Product Features:

  • Financing for working capital, business expansion, or asset acquisition
  • Designed for micro, small, and medium enterprises (MSMEs)
  • Competitive interest rates with flexible repayment options
  • Loan amounts based on business capacity and cash flow
  • Flexible loan terms tailored to business needs

Loan Purpose:

  • Working Capital 
    • To finance accounts receivable from third parties 
    • To finance inventories, whether raw or finished goods.
  • Capital Expenditure
    • Construction of a facility or major renovation
    • To replace old equipment with new ones 
    • To purchase additional land for business expansion

Loan Terms & Payment:

  • Short- to medium-term financing options
  • Structured repayment schedules to match business cash flows
  • Credit Line /Revolving Promissory Note Line

qualifications

Eligibility:

  • Registered business operating for at least the minimum period required by the Bank
  • Acceptable credit standing and business track record
  • Complete and compliant business and financial documentation
  • Sole proprietorships, partnerships, and corporations may apply

requirements

General Requirements: 

  • Accomplished Loan Application Form 
  • Collateral Documents 
  • Latest ITR  
  • Certificate of Business Registration with DTI (Sole Proprietorship) or 
  • SEC, GIS, Articles of Incorporation & By Laws (Partnership/Corporation) 
  • General Information Sheet (For Corporation)
  • Company Profile
  • Board Resolution authorizing the loan and the authorized signatories (For Corporation)
  • ID’s of Signatories
  • Latest three (3) years Audited Financial Statements 
  • Interim Financial Statement 
  • Bank Statements / Photocopy of Passbook for the last six (6) months 
  • Latest proof of additional/other income (Lease Contract, Certificate of Deposits, and/or Stocks Certificate) 
  • List of trade references, suppliers & customers with name and contact number

NOTE: Other requirements may be needed depending on the results of the credit evaluation.

Connect with us

Send Us a Request or Inquiry

USBank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph/).

Deposits are insured by PDIC up to P1 Million per depositor.

Close-up of the University Savings Bank logo, featuring a green and gold stylized "U" shape.
USBank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph/). Deposits are insured by PDIC up to P1 Million per depositor.